Find insurance for your commercial clients with our new range of products. Covering everything from liability to laundrettes, hover over each product to find out more.
General Liability
General Liability
This product provides Public Liability insurance, Products Liability and Employers Liability with limits of indemnity available up to £10,000,000. This product is suitable for a wide variety of trades from small work from home businesses to large private limited companies. *Not suitable for Contractors*
Contractors Liability
Contractors Liability
Dedicated to construction trades, this product offers a range of options including Public Liability in isolation, add Employers Liability, own plant, hired in plant and contract works to suit your client’s needs. This product is suited to small building contractors and allied trades such as bricklayers, carpenters, electricians, plumbers groundworkers and landscapers. *Not available in NI*
Commercial Combined
Commercial Combined
Suitable for SME businesses, from retail, office, wholesale and manufacturing, including liability for work away and limited exports to USA/Canada. Cover is available for property damage, business interruption, specified all risks, money, goods in transit, terrorism, personal accident, fidelity, loss of licence, employers, public and products liability and legal expenses.
Retail
Retail
A retail package policy suitable for most retail shops and offices, providing cover when requested for buildings, contents and stock, including standard covers such as business interruption, money, deterioration of stock, loss of licence, employers, public and products liability and legal expenses, all under one policy.
Residential & Commercial Property Owners
Residential & Commercial Property Owners
Suitable for single let properties and multi property portfolios. Residential and commercial let properties accepted under one policy. Cover includes loss of rent, accidental damage, subsidence and malicious damage by tenants. A £5,000,000 limit of indemnity for Property owners liability is included as standard, this can be extended up to £10,000,000 if required.
Dry Cleaners
Dry Cleaners
This product is a tailored policy for businesses involved in the dry cleaning of garments, including launderettes (where fully attended). In addition to the standard package covers offered under a retail policy, this product extends cover to include damage to customers goods, both whilst on the premises or being processed.
Rapid Cargo
Rapid Cargo
Suitable for UK domiciled risks with worldwide transits, annual sendings up to £10,000,000, including cover for stock in transit anywhere in the UK. **This product is not yet available, but is coming soon!**
Hotels & Guesthouses
Hotels & Guesthouses
A package policy suitable for small hotels and guesthouses, providing cover when requested for buildings, contents and stock, including standard covers such as business interruption, money, deterioration of stock, loss of licence, employers, public and products liability and legal expenses, all under one policy.
Restaurants, Public Houses & Takeaways
Restaurants, Public Houses & Takeaways
A package policy suitable for catering trades such as restaurants, pubs and takeaways, providing cover when requested for buildings, contents and stock, including standard covers such as business interruption, money, deterioration of stock, loss of licence, employers, public and products liability and legal expenses, all under one policy. *Not available in NI*
Excess of Loss
Excess of Loss
Excess Public & Employers liability transacted via a seamless quote & buy online system. Broad risk appetite with limits up to £50,000,000 by two A rated insurers. Referral turnarounds within 24hrs and a Live Chat service for instance support. *Launches 14th August*